Spouse/domestic partner coverageĬover your spouse (or certified domestic partner) and your dependent children so you can help your whole family stay healthy. If you choose to visit an out-of-network dentist and benefit from the same services, you will need to satisfy your annual deductible, pay the difference between Sun Life’s fee schedule and the dentist’s fee for covered services, and possibly submit a claim form. Finding an in-network dentist is easy-simply visit Find a Dentist and choose from more than 14,000 unique providers in New York and New Jersey, and more than 130,000 unique providers nationwide. Visit a dentist from Sun Life Dental Network ®1 and you will have no out-of-pocket costs for covered preventive services once you have satisfied the annual deductible. $1,500 calendar year maximumīenefit from a dental plan that does not count preventative services toward a $1,500 calendar year maximum-leaving you with more coverage for more expensive procedures. Sun Life Dental Features Annual Deductibleīenefit from a dental plan that pays some or all of your dental expenses for covered services when you visit an in-network dentist after you satisfy your annual deductible-$25 for you, $50 for you and a dependent, or $75 for your family. Even if you don’t have any problems with your teeth and even if you wear dentures, a quick visit to your dentist at least once a year can help you protect a lot more than just your smile. Preventing dental problems with good routines at home and regular checkups at the dentist can make a huge difference in your overall health now and years to come. Affordable Dental Care Provided by PEF Retireesĭental insurance can help lower your out-of-pocket expenses so you and your family can maintain healthy smiles-and better overall health, too.